One and all will have to retire some day and that’s why there has to be the process of determining retirement income goals and the actions and decisions necessary to achieve those goals. Retirement is the stage where a person stops employment completely.

In many countries, many people do not stop work completely because they do not plan early enough for retirement. This forces them to continue working even after the retirement age. The minimum age of retirement is 55 years. People retire either voluntarily (resign or retire before the minimum retirement age) or involuntarily (forced to retire because of age, fired from work, or forced to stop working due to sickness or disability).

Planning for retirement is a choice. One must decide what is best for him or her and then determine how to make it possible.  The goals for the later years in life are as important as your short-term goals and while many older adults enjoy working to stay active and involved, it’s much different to work because you want rather than because you have to! Participants have to listen carefully whenever this session is underway.

By the end of the training program, participants should be having an understanding of personal financial issues, being able to apply that knowledge to manage one’s personal finances and feeling sufficiently self-assured to make decisions relating to one’s personal finances

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