There are many financial institutions around us. You need to understand how each one of them operates. This will help you to choose the one that best suits your needs. This can be a bank, financial cooperative, or a microfinance institution.

With less knowledge you are likely to be convinced by any sales person of these institutions to open an account that is expensive to maintain. This topic will help you to avoid paying the high fees and services that you do not even use. Exploring this financial literacy topic helps you to look closely at the characteristics of financial institutions and the features of their products.

The topic also empowers the participants to pay more attention to factors to consider while choosing a financial institution to save with in line with the financial goals. These may be things like proximity of the financial institution, reputation and trust, safety, liquidity.

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